If you are wondering what your options are if you have totalled vehicles, maybe this will help you. You can get cosmetic surgery done on your vehicle for example, it’s not just your face anymore! Getting into a car accident can be stressful especially if you lose your vehicle. It can be troublesome when you have to deal with your insurance company when you don’t know what questions to ask. If it was your fault that the accident happened you will need to compare car insurance quotes form different providers so that you receive the best rate. Here is some of things that you might face when you have a destroyed vehicles.
Your insurance provider will have to decide whether the vehicle is a goner. They may decide it is if it can’t be repaired or if the repairs would be more than the car value.
The person who is your claim adjuster will then make a note of what the condition of the body looks like, what the mileage is, what the tires and interior looks like, and any other equipment that you added. The adjuster will then find models that are similar to your car that are for sale in your area and will base that off of the total loss estimate. This is called ACV of your car. If you think that your car is worth more you can tell your adjuster and explain to him or her why you should get more.
As far as how soon you should get a check, many companies will give you a payment within a couple of days of deciding what the cash value of your car is. If you own the vehicle you will get the full amount of the check, if you leased it the payment goes to the leasing company or if you financed it the payoff amount goes to the bank or finance company and you get the rest of the amount.
A quick trip to the grocery store can change your life in unexpected ways. If you are involved in one of numerous Florida fender benders that happen every day, you could find your life changing in ways you never expected. As you find yourself sitting in the car and collecting your thoughts on what to do next, consider consulting with a legal attorney to preserve your rights and help you on your road to recovery.
One of the first steps after an accident is to obtain documentation. You should also obtain pictures of your vehicle and any others associated with the accident. Exchange insurance information with the other drivers. Obtain the contact information of any witnesses. Document the scene to capture the details. This includes any construction projects, pot holes, weather reports, etc.
Next, contact the police. They can create a report that you can then use with the insurance companies. Retain a copy of it as well as the name of the responding officer.
Take inventory of yourself and your vehicle. If you are hurt, you should seek medical attention to determine the extent of your injuries. Also, take photos of any damage to your vehicle. Consider taking the vehicle in for damage estimates.
Instead of trying to fight the battle alone consult with a trained and qualified attorney. A personal injury attorney with experience with Florida wrecks will have the knowledge of how best to assist you. Financial recovery is best with the assistance of a trained legal professional. Lost wages, health care expenses costs and assistance with vehicle repairs all fall under the financial compensation recovery umbrella. An attorney can file suit under tort law for physical damages, lost of income and loss of potential income if the accident leaves someone disabled and unable to work temporarily or long term.
Seek an attorney that has passed the bar exam successfully. Additionally, look for a Florida lawyer that has a specialization in injury law. This additional education means they have more intimate knowledge of the laws surrounding fender bender accidents and recouping the most money for you.
Hit and run cases have heavier legal consequences compared other traffic accidents. In any accident, the driver should take responsibility. There are civil and criminal consequences when he or she flees the scene. If you are the victim, being aware of your recovery options will ensure the case is wrapped up quickly.
Responsibilities of the driver after an accident
Following an accident, the driver if uninjured should call emergency services to help the injured victims. In some regions, it is required he or she taken the victims to the nearest hospital . Besides alerting medical personnel, police should be alerted. Additionally, the parties from both sides should exchange insurance information and contact. Generally, the involved parties should stay at the scene whether they are culprits or victims.
Civil consequence in hit and run accidents
The major consequence in such a case is that the plaintiff will get compensation due to punitive damages. These kind of damages are applicable when the defendant recklessly or intentionally causes harm. These damages can also be quoted when the defendant acted in egregious manner.
The plaintiff should be compensated for lost wages, pain and suffering, medical expenses or other damages which might have been suffered. Nevertheless, the damages ought to be proportional to the caused harm. The defendant’s behaviors should not be brought to question in this case.
Punitive damages are meant to prevent and punish bad public conduct and be a warning to others who might have plans to do the same in future.
Hit and run hearings involving motorists
Fleeing the accident scene after hitting someone is not morally right. It is common belief that the defendant should help the victims. Awards relating to punitive damages in such a scenario are high. Juries do not like people who run away from accident scenes and will give a guilty ruling in many cases.
The jury has the right to make judgmental calls when it comes to the punitive damages. Increasing the award due to biasing is not right according to the law but proving that the ruling was bias is not easy. That is why they will get away from it always.
The plaintiff has a higher chance of winning in hit and run lawsuits. Therefore, do not hesitate to file a lawsuit if you are a victim. The culprit might run but will be caught eventually. This should give you hope and the drive to demand justice.
Every year, thousands of lives are lost as a result of automobile accidents involving alcohol. Besides this, thousands of others have different degrees of injuries as a result of driving under the influence. Property worth thousands of dollars is destroyed under the same circumstances. But what are the consequences of involvement in automobile accidents while under the influence of alcohol?
Under 21 years
The law is very clear on this. It is illegal for anyone under the age of 21 years to drive with any amount of measurable alcohol in their blood irrespective of whether they feel drunk or not. If you are under 21 years, you risk losing your licence if you are arrested for driving while intoxicated. Most of the time, people under this age are not experienced in driving therefore the addition of alcohol not only endangers their lives but those of other motorists and people using the road. In addition to this, you may be sued successfully and end up in jail.
In addition to this, the conviction will remain in you record and therefore it will affect such things as your acceptance to colleges and work places. Your eligibility for scholarships is also greatly affected by such a conviction despite being a top student and a great athlete or player. This will not only affect your life but it will also affect that of your family since they have to cater for all the attorney expenses and compensation settlement fees.
Over 21 years
If you are over 21 years, your license can either be suspended for a specific period of time or you may lose it altogether. This means that you will have to rely on your family members and friends to drop you off in different places or you may have to use public transport. The convenience of having your own car is lost. In addition to this, you may be charged with damage to property under which you are expected to pay up for the loss. In the case that you inflicted injuries to a pedestrian or other motorists, you will be expected to cater for their medical expenses and compensate them. In case the injured person succumbs, you are more likely to face murder charges which means you may end up in jail.
Sometimes, adults whose licenses have been cancelled or suspended may still sneak around and drive. The percentage of people who do this may be as high as between 50% and 75% in some states. If caught, you may face jail time.
Damages are the monies paid to an individual to compensate for harm that has been done to him or her because of the negligence or wrongdoing of another person. If you are a resident of Florida and have been involved in car crash resulting in a totalled vehicle, then you will notice that neither you nor the other party will be held responsible. In other words, Florida is a no fault state when it comes to car crashes. Therefore, when you are involved in a motor vehicle accident, neither you nor the other driver will be held at fault. Both of you will contact your respective insurers for compensation, unless someone incurred serious personal injuries. This article will further discuss what you should expect in a car accident in Tampa.
There are two categories that are used to define the type of damages in Tampa car accidents. These categories are economic and non-economic damages. The non-economic category consists of damages for pain and suffering. Below is a description of the types of harm covered by non-economic and economic damages:
Economic damages in accidents include:
Past and future medical bills
Loss of appraised fair market value of the vehicle
Future lost income, which is reduced to present value
Past lost income
Lost services and support
Replacement value of personal property that is lost
Cost of construction repairs, which includes profit, overhead, and labor
Non-economic damages in such an accident include:
Pain and suffering
As we mentioned earlier, Florida is a non-fault state. Therefore, it is required that all drivers in this state to purchase Personal Injury Protection Insurance (PIP). This insurance covers all injuries suffered by the driver as a result of an accident. The insurance will cover personal injury damages up to the limit of your policy, whether you are the one at fault or not.
Therefore, if you are involved in an accident, your standard Florida no-fault policy will cover both personal injuries and property damage. The damages covered include household assistance if your doctor recommends it, prescription and travel expenses, some of your lost wages, and most of your medical expenses.
Because it is a non-fault system state and drivers are guaranteed payment of claims, their right to sue is forfeited. They can only sue for the most serious personal injuries such as permanent physical impairment and death. In such a case you will recover damages such as costs for your treatment in the future, lost wages-earning capacity, past and future pain and suffering, and loss of consortium.